Is real estate a smart decision for a retirement portfolio?
Most millennials today consider smart investments before their retirement age. Most invest in mutual funds, pension schemes, debt funds, and stock markets to secure their future after
However, with the volatility and uncertainty in stock markets, the investments seem rather complex
regarding future gains. While these investments have been considered the norm, the older
generations have always believed in investing in gold and real estate as a traditional form of
investment. Be it a home or a commercial space, the investment made in real estate needs
significant capital. The first need for any investment is home ownership, and then the properties
that can be leased for a regular income.
Homes that are for personal ownership need to be prioritized for their location, commute, and daily
conveniences. With the rapid infrastructure development in metros especially in south Mumbai, the
demand for homes in Worli, Prabhadevi, and Lower Parel has shown significant growth. Worli is
now considered the hot spot for real estate because of its rapid infrastructure development like the
upcoming Coastal Road, Bandra Worli Sea Link, Worli Sewri Elevated Corridor, Metro station, and its
commercial viability. Residential properties have seen a rise in demand among investors and home
buyers alike. Homes of 3 & 4 BHK with sea-facing views like Vraj Tiara at Worli are being considered
as being well connected and for the 270-degree sea view.
Here are some ways to invest in real estate and get a financial footing to help you get a regular
When you plan to invest in real estate, deciding on the type of property you wish to invest in is
essential. The property with the potential to grow your wealth towards retirement should be
considered an ideal investment. Infrastructure development and future earnings would improve
one’s lifestyle if given on rent.
When you plan to create wealth for the future, you need to start early in life. The target should be to
be free from property loans 5 to 10 years before retirement.
Reduce your debts
While most of us enjoy spending by taking personal loans because of a regular income that is
expected every month, if the debts grow beyond the means, the credit scores will affect the loans in
the future. Therefore, it is essential to focus on the long term and invest the money in a property to
grow your asset.
Earn via rent
The earnings from rental properties can provide a sizeable chunk to grow your Income. As you grow
your income and invest, the high rental yield will help to retire early.
Analyze your investments
Sometimes the initial decision to purchase the property has not been as per the requirement due to
location, rentals, or the area’s slow development; deciding to sell or reinvest is essential.
In conclusion, real estate investments although being real and tangible, are more secure and are
now rapidly emerging as a more viable option for investment compared to bitcoins or any other
assets where the risk factor is much higher.
This printed material does not constitute an offer or contact of any nature whatsoever between the Promoter/Developer and the recipient.
This project by Vraj Realtors is an ongoing project registered as Vraj Tiara under registration No. P51900002902 with Maharashtra Real Estate Regulatory Authority. All transactions shall be subject to the terms and conditions of agreement for sale to be entered between the promoter and the recipient. All rendered visuals, images and maps are artist’s conception and for illustration purpose only unless otherwise mentioned. Developer does not warrant or assume any legal liability for the accuracy, completeness or usefulness of any information disclosed. All colours, furniture, fixtures shown are for aesthetic representation purpose only and are not part of the flat offered for sale (bare shell apartment).
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